MidWestOne Financial Group (NASDAQ: MOFG) is one of 205 publicly-traded companies in the “Commercial Banks” industry, but how does it weigh in compared to its peers? We will compare MidWestOne Financial Group to related companies based on the strength of its institutional ownership, valuation, earnings, analyst recommendations, dividends, risk and profitability.

Volatility & Risk

MidWestOne Financial Group has a beta of 1.25, indicating that its stock price is 25% more volatile than the S&P 500. Comparatively, MidWestOne Financial Group’s peers have a beta of 0.74, indicating that their average stock price is 26% less volatile than the S&P 500.

Institutional and Insider Ownership

46.4% of MidWestOne Financial Group shares are owned by institutional investors. Comparatively, 46.6% of shares of all “Commercial Banks” companies are owned by institutional investors. 25.3% of MidWestOne Financial Group shares are owned by company insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Dividends

MidWestOne Financial Group pays an annual dividend of $0.68 per share and has a dividend yield of 1.9%. MidWestOne Financial Group pays out 33.2% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.7% and pay out 33.9% of their earnings in the form of a dividend. MidWestOne Financial Group is clearly a better dividend stock than its peers, given its higher yield and lower payout ratio.

Profitability

This table compares MidWestOne Financial Group and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
MidWestOne Financial Group 19.57% 7.38% 0.82%
MidWestOne Financial Group Competitors 20.64% 8.79% 0.93%

Analyst Ratings

This is a summary of current ratings and recommmendations for MidWestOne Financial Group and its peers, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MidWestOne Financial Group 0 1 1 0 2.50
MidWestOne Financial Group Competitors 349 2806 2290 65 2.38

MidWestOne Financial Group presently has a consensus price target of $38.50, suggesting a potential upside of 5.91%. As a group, “Commercial Banks” companies have a potential upside of 1.89%. Given MidWestOne Financial Group’s stronger consensus rating and higher possible upside, equities research analysts clearly believe MidWestOne Financial Group is more favorable than its peers.

Earnings & Valuation

This table compares MidWestOne Financial Group and its peers top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
MidWestOne Financial Group $114.71 million N/A 17.73
MidWestOne Financial Group Competitors N/A N/A 21.58

MidWestOne Financial Group is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

MidWestOne Financial Group beats its peers on 8 of the 14 factors compared.

About MidWestOne Financial Group

MidWestOne Financial Group, Inc. is a bank holding and financial holding company. The Company operates through its bank subsidiaries, MidWestOne Bank, Central Bank and MidWestOne Insurance Services, Inc. that operates through three agencies located in central and east-central Iowa. As of December 31, 2016, the Bank operated a total of 43 banking offices in Iowa, Minnesota, Wisconsin, and Florida. It provides full service retail banking in the communities in which its branch offices are located and also offers trust and investment management services. The Bank offers deposit products, including checking and other demand deposit accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts and other time deposits. The Bank offers commercial and industrial, agricultural, real estate mortgage and consumer loans.

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