Old Second Bancorp (NASDAQ: OSBC) is one of 205 publicly-traded companies in the “Commercial Banks” industry, but how does it contrast to its rivals? We will compare Old Second Bancorp to similar companies based on the strength of its risk, analyst recommendations, dividends, earnings, valuation, profitability and institutional ownership.

Analyst Ratings

This is a summary of recent ratings for Old Second Bancorp and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp 0 2 0 0 2.00
Old Second Bancorp Competitors 353 2826 2301 66 2.38

Old Second Bancorp presently has a consensus target price of $12.25, indicating a potential downside of 10.58%. As a group, “Commercial Banks” companies have a potential upside of 4.23%. Given Old Second Bancorp’s rivals stronger consensus rating and higher possible upside, analysts clearly believe Old Second Bancorp has less favorable growth aspects than its rivals.

Volatility & Risk

Old Second Bancorp has a beta of 1.38, suggesting that its stock price is 38% more volatile than the S&P 500. Comparatively, Old Second Bancorp’s rivals have a beta of 0.74, suggesting that their average stock price is 26% less volatile than the S&P 500.

Valuation & Earnings

This table compares Old Second Bancorp and its rivals gross revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Old Second Bancorp $97.41 million N/A 22.10
Old Second Bancorp Competitors N/A N/A 21.12

Old Second Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Insider & Institutional Ownership

65.0% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 46.5% of shares of all “Commercial Banks” companies are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by insiders. Comparatively, 11.6% of shares of all “Commercial Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Dividends

Old Second Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Old Second Bancorp pays out 6.5% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 33.9% of their earnings in the form of a dividend.

Profitability

This table compares Old Second Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Old Second Bancorp 16.82% 10.30% 0.82%
Old Second Bancorp Competitors 20.68% 8.81% 0.93%

Summary

Old Second Bancorp rivals beat Old Second Bancorp on 8 of the 14 factors compared.

About Old Second Bancorp

Old Second Bancorp, Inc. is a bank holding company. The Company conducts a full service community banking and trust business through its subsidiaries, including Old Second National Bank (the Bank), Old Second Capital Trust I, Old Second Capital Trust II and Old Second Affordable Housing Fund, L.L.C. The Bank’s full service banking businesses include the customary consumer and commercial products and services that banking institutions provide, including demand, negotiable order of withdrawal, money market and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit and overdraft checking; safe deposit operations, and a range of additional services tailored to the needs of individual customers, such as the acquisition of the United States Treasury notes and bonds, money orders, cashiers’ checks and foreign currency, direct deposit, debit cards, credit cards and other special services.

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