Critical Contrast: Bank Of The Ozarks (OZRK) versus First Busey (BUSE)
Bank Of The Ozarks (NASDAQ: OZRK) and First Busey (NASDAQ:BUSE) are both financials companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, dividends, valuation and earnings.
This is a summary of recent ratings for Bank Of The Ozarks and First Busey, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Bank Of The Ozarks||0||3||5||0||2.63|
Insider & Institutional Ownership
86.7% of Bank Of The Ozarks shares are owned by institutional investors. Comparatively, 45.9% of First Busey shares are owned by institutional investors. 6.7% of Bank Of The Ozarks shares are owned by company insiders. Comparatively, 9.6% of First Busey shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
This table compares Bank Of The Ozarks and First Busey’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Bank Of The Ozarks||35.53%||11.50%||1.83%|
Volatility and Risk
Bank Of The Ozarks has a beta of 1.43, meaning that its share price is 43% more volatile than the S&P 500. Comparatively, First Busey has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500.
Bank Of The Ozarks pays an annual dividend of $0.76 per share and has a dividend yield of 1.6%. First Busey pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. Bank Of The Ozarks pays out 22.8% of its earnings in the form of a dividend. First Busey pays out 54.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank Of The Ozarks has raised its dividend for 7 consecutive years.
Valuation & Earnings
This table compares Bank Of The Ozarks and First Busey’s top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Bank Of The Ozarks||$123.85 million||50.73||$580.52 million||$3.34||14.68|
|First Busey||$308.78 million||4.67||$62.73 million||$1.48||20.00|
Bank Of The Ozarks has higher earnings, but lower revenue than First Busey. Bank Of The Ozarks is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.
Bank Of The Ozarks beats First Busey on 13 of the 17 factors compared between the two stocks.
Bank Of The Ozarks Company Profile
Bank of the Ozarks, Inc. is a state chartered bank that provides retail and commercial banking services. Its deposit services include checking, savings, money market, time deposit and individual retirement accounts. Its loan services include various types of real estate, consumer, commercial, industrial and agricultural loans and various leasing services. It also provides mortgage lending; treasury management services for businesses, individuals and non-profit and governmental entities, including wholesale lock box services; remote deposit capture services; trust and wealth management services for businesses, individuals and non-profit and governmental entities, including financial planning, money management, custodial services and corporate trust services; real estate appraisals; automated teller machines (ATMs); telephone banking; online and mobile banking services, including electronic bill pay and consumer mobile deposits, and debit cards, gift cards and safe deposit boxes.
First Busey Company Profile
First Busey Corporation (First Busey) is a financial holding company. The Company offers a range of financial services through its banking and non-banking subsidiaries. The Company operates through three segments: Banking, Remittance Processing and Wealth Management. The Banking segment provides a range of banking services to individual and corporate customers through its branch network in downstate Illinois, St. Louis, Missouri metropolitan area, southwest Florida and through its branch in Indianapolis, Indiana. The Remittance Processing segment provides for online bill payments, lockbox and walk-in payments. The Wealth Management segment provides a range of asset management, investment and fiduciary services to individuals, businesses and foundations, philanthropic advisory services and farm and brokerage services. The Company conducts the business of banking and related services through Busey Bank. The Company’s subsidiaries also include First Community Financial Bank.
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