Columbia Financial (NASDAQ: CLBK) is one of 95 publicly-traded companies in the “Federal savings institutions” industry, but how does it compare to its rivals? We will compare Columbia Financial to related businesses based on the strength of its earnings, risk, analyst recommendations, valuation, institutional ownership, dividends and profitability.

Valuation and Earnings

This table compares Columbia Financial and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Columbia Financial $247.98 million $22.74 million 37.44
Columbia Financial Competitors $893.18 million $208.84 million 17.21

Columbia Financial’s rivals have higher revenue and earnings than Columbia Financial. Columbia Financial is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Risk and Volatility

Columbia Financial has a beta of 0.47, meaning that its stock price is 53% less volatile than the S&P 500. Comparatively, Columbia Financial’s rivals have a beta of 0.52, meaning that their average stock price is 48% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and target prices for Columbia Financial and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Columbia Financial 0 1 0 0 2.00
Columbia Financial Competitors 701 1729 1351 98 2.22

Columbia Financial currently has a consensus price target of $15.50, indicating a potential downside of 8.01%. As a group, “Federal savings institutions” companies have a potential upside of 6.91%. Given Columbia Financial’s rivals stronger consensus rating and higher probable upside, analysts plainly believe Columbia Financial has less favorable growth aspects than its rivals.

Institutional and Insider Ownership

16.9% of Columbia Financial shares are held by institutional investors. Comparatively, 38.6% of shares of all “Federal savings institutions” companies are held by institutional investors. 0.7% of Columbia Financial shares are held by insiders. Comparatively, 9.1% of shares of all “Federal savings institutions” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares Columbia Financial and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Columbia Financial 19.93% 5.62% 0.81%
Columbia Financial Competitors 16.32% 5.86% 0.86%

Summary

Columbia Financial rivals beat Columbia Financial on 11 of the 13 factors compared.

Columbia Financial Company Profile

Columbia Financial, Inc. operates as the bank holding company for Columbia Bank that provides financial services to businesses and consumers in the United States. The company offers non-interest bearing demand deposits, such as individual checking and commercial checking accounts; interest-bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including commercial real estate and multifamily loans, one- to four-family residential loans, commercial business loans, construction loans, home equity loans and advances, and other consumer loans. In addition, the company offers title insurance products; and wealth management services. It operates 50 full-service banking offices in 10 of New Jersey's 21 counties. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

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