Reviewing UBS Group (NYSE:UBS) & Pacific Valley Bank (NYSE:PVBK)
Pacific Valley Bank (OTCMKTS:PVBK) and UBS Group (NYSE:UBS) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, earnings, valuation, institutional ownership, risk, profitability and analyst recommendations.
Valuation & Earnings
This table compares Pacific Valley Bank and UBS Group’s revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Pacific Valley Bank||$13.29 million||2.83||$2.46 million||N/A||N/A|
|UBS Group||$28.31 billion||1.61||$4.30 billion||$1.14||10.93|
This table compares Pacific Valley Bank and UBS Group’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Pacific Valley Bank||17.05%||N/A||N/A|
This is a breakdown of current ratings and recommmendations for Pacific Valley Bank and UBS Group, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Pacific Valley Bank||0||0||0||0||N/A|
UBS Group has a consensus price target of $15.00, suggesting a potential upside of 20.39%. Given UBS Group’s higher possible upside, analysts clearly believe UBS Group is more favorable than Pacific Valley Bank.
Institutional & Insider Ownership
29.0% of UBS Group shares are held by institutional investors. 1.0% of UBS Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
Volatility & Risk
Pacific Valley Bank has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500. Comparatively, UBS Group has a beta of 1.24, meaning that its stock price is 24% more volatile than the S&P 500.
UBS Group beats Pacific Valley Bank on 9 of the 12 factors compared between the two stocks.
Pacific Valley Bank Company Profile
Pacific Valley Bank provides personal and business banking products and services in the United States. The company offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides business and consumer loans; debit cards; and online and mobile banking, bill pay, remote deposit capture, and bank to bank transfer services, as well as e-statements and order checks. The company was founded in 2004 and is based in Salinas, California.
UBS Group Company Profile
UBS Group AG, together with its subsidiaries, provides financial advice and solutions worldwide. It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and Investment Bank. The Global Wealth Management division offers investment advisory and solutions to private clients, and high and ultra high net worth clients. This segment provides corporate and banking, lending, wealth planning, investment, asset protection, and philanthropy services, as well as family office services. The Personal & Corporate Banking division provides financial products and services to private, corporate, and institutional clients. The Asset Management division offers investment products and services comprising equities, fixed income products, hedge funds, real estate and private markets, indexed and alternative beta strategies, and asset allocation and currency investment strategies; customized multi-asset, advisory, and fiduciary services; multi-manager hedge fund solutions and advisory services; and fund corporate governance and white-labeling services. The Investment Bank division provides advisory, debt and equity capital market, and financing solutions; and market lending services for global wealth management, personal and corporate banking, and asset management businesses serving the corporate, institutional, and wealth management clients. This division also offers cash, derivatives, and financing; foreign exchange, precious metals, rates, and credit; and securities research services. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is headquartered in Zurich, Switzerland.
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